Advocacy
To fight for racial and gender justice within the financial sector, we advocate for fair policies and programs that focus on creating a more inclusive financial system for overlooked and underfunded entrepreneurs.
What we're advocating right now
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Greater Support for Small Business and Community Development Policies
We advocate for improvements and additional funding to policies and programs that support underinvested communities, like the CDFI Fund, Community Reinvestment Act, and New Markets Tax Credit Program.
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Commonsense Transparency in the Industry
While the Truth in Lending Act protects consumers and the Home Mortgage Disclosure Act sheds light on unfair or discriminatory practices in the mortgage industry, entrepreneurs and their small businesses are left with few protections.
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Expand Public-Private Partnerships
Public-private partnerships are instrumental in helping the smallest and most vulnerable businesses grow and prosper. When policymakers collaborate with CDFIs and the private sector, more dollars can be deployed to help more businesses.
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Small Business Borrowers Bill of Rights
Unlike consumers, small business owners have few legal protections from high-cost, low-transparency loans that can cause more harm than good. The Small Business Borrower’s Bill of Rights (BBoR) is the first cross-sector consensus on the responsible lending practices that all small businesses deserve, and should serve as a guide to state and federal policymakers. The BBoR includes the rights to:
Transparent pricing and terms
Non-abusive products
Responsible underwriting
Fair treatment from brokers
The right to inclusive credit access
The right to fair collections practices